There are many aspects of our lives that effect our finances. The Home Loan is the most expensive financial purchase that we typically make in our lives. I work to find the best solution for each individual financial need with home lending. Everyone's goals are different and therefore, not every loan is for every borrower.

Additional services, as a Certified Senior Advisor, include assisting Seniors with their special needs.  For many, Retirement has turned out to be less fulfilling than had hoped.  Inflation has eaten away the value of pensions and other income sources.  For most Seniors, their home is thier greatest asset.  Now the home can be both their shelter AND an income provider through the use of a Reverse Mortgage.  They can live in the home without any mortgage payments.  They can turn the equity into monthly income.  They can turn part of the equity into an Equity Line for Emergencies, Repairs, or even Travel.  Or they can do all three, pull cash to pay off a current mortgage or other debt, receive a monthly income, and have an emergency line of credit that grows in value.  The Reverse Mortgage can be a valuable asset, indeed.

Seniors also find our FREE Contractor Resource Service valuable too.  We screen top Quality Professionals for Licensing, Bonding, Insurance, Criminal Background, References and more to insure that the Contractors coming to their home are true professionals.  With one phone call, they can get help for a multiple of areas of need.

This is a Free service that is not limited to Seniors alone, but for anyone in the Kitsap, Mason, and Jefferson area with projects ranging from the "Honey do list" to building a home from the ground up.  If you are looking for a Home Repair, Maintenance, or Renovation, visit our Home Port Contractor Resource Service site at www.kitsapcontractors.com and request a bid. 

And if you need a Home Equity Line of Credit or Refinance loan to help pay for the dreams that you have planned for your home, then Home Port Mortgage can assist you with that too.

For those that need Counseling on their finances starting with the Basics, I'm here to help with this as well. 

Services that I offer are: